For successful European entrepreneurs who feel boxed in by the conservative EU & UK financial system

Access $30K-$150K in US Business Credit, From Europe

Get approved for premium US business credit lines at 0% interest for up to 18 months, earn 4x points for every $1 you spend, and build a real US credit score. All set up for you, fully remote. No SSN. No relocation.

Speed

Unlocks when you've watched the video. No skipping ahead.

Build toward cards from leading US issuers

Chase American Express Capital One Bank of America Wells Fargo Citi
Receipts

Real accounts. Real approvals.

A look inside the US credit lines built through this exact process. Sensitive details are blurred.

Real customer results, shared with permission. Sensitive details blurred. Outcomes depend on your individual profile.

Worth it?

What a US credit stack is worth to you

Move your spend through US business cards and the rewards add up fast.

$8,000
$500$100,000
Ad spend, inventory, SaaS, contractors — anything you already pay for can run through the stack.
Rewards & points value
2.0%–10% on $8,000/mo × 24 mo *
$3,840–$19,200
0%-interest float benefit
45-day float at 12% cost of capital
$2,841
Signup bonuses (first 24 months)
≈895k points across the card ladder *
$22,400–$31,300
Estimated 24-month value
$29,081–$53,341
Get the free guide →
* High end assumes top-tier earn (e.g. Amex Business Gold at 4 points/$1 on ad spend) and a maxed card-ladder signup haul (~895k points) across the Amex Business Platinum, Business Gold, Platinum (personal), and Gold (personal) cards plus two more — with Membership Rewards points valued at premium-cabin transfer rates (2.5–3.5¢ each). Cards must be approved at current public welcome offers; offers change often and approval isn't guaranteed.
Illustrative estimate only — not a guarantee of rewards, approval, or savings. Actual value depends on your spend, approvals, and how you use the accounts.
The full US financial stack

Everything Done-for-You

01

US LLC + EIN

Formation in a founder-friendly state, registered agent, operating agreement, and your federal EIN — the foundation.

02

ITIN filing via CAA

Your ITIN filed through a Certifying Acceptance Agent — no mailing your passport anywhere.

03

US ID — guaranteed

A valid US ID or driver's license — the credential that unlocks banking and card approvals.

04

US business banking

Real US business checking that accepts non-residents, remote, with USD wires, ACH, and a debit card.

05

Credit card ladder

Start with secured cards that report to the bureaus, build month over month, climb to Chase Ink and Amex Business.

06

1:1 consulting

Ongoing advisory on structure, spend, approvals, and your personal path — throughout the build and beyond.

The roadmap

From zero US footprint to premium credit in 10–12 weeks

01

Eligibility & strategy

We confirm fit and map your goal — rewards, float, limits.

02

Entity & identity

LLC, EIN, ITIN via CAA, and your guaranteed US ID.

03

Banking

US business accounts for non-residents. USD moving.

04

Build credit

Starter cards report to bureaus from month one.

05

Climb to premium

Chase Ink, Amex Business, real five-figure limits.

About the founder

Why I built Founders Credit

I've been deep in the world of credit cards and points since 2018, and working inside the US financial system since 2021.

Those tools took me around the world - 40 countries and counting, mostly on points, with over 1.5 million points redeemed on flights and cruises.

But travel was the smallest part of it. I've used US credit lines not just to scale my online businesses, but to build a highly profitable offline business in the self-storage industry.

Along the way I helped friend after friend set up US LLCs and get real access to the US credit system. After enough demand, I'm now offering it publicly.

~ Valentin

2018
Building credit & points
2021
Inside the US financial system
40
Countries visited, mostly on points
1.5M+
Points redeemed on flights & cruises
Check if I qualify